The RBI states that in case of unintentional transactions through digital services, the aggrieved person should first file a complaint with the payment system used.
source https://www.ndtv.com/business/transferred-money-to-a-wrong-upi-id-details-on-what-you-can-do-3578675
source https://www.ndtv.com/business/transferred-money-to-a-wrong-upi-id-details-on-what-you-can-do-3578675
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