LIC denied to pay the accidental cover citing that the insured was under the influence of alcohol at the time of death, and that order was reversed.
source https://www.ndtv.com/business/ncdrc-overturns-insurers-order-denying-accidental-cover-to-death-under-influence-of-alcohol-3399899
source https://www.ndtv.com/business/ncdrc-overturns-insurers-order-denying-accidental-cover-to-death-under-influence-of-alcohol-3399899
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