The penalty depends on factors like the location of the branch and the amount maintained in the account.
source https://www.ndtv.com/business/minimum-balance-requirements-in-savings-accounts-sbi-vs-hdfc-bank-vs-icici-bank-3078852
source https://www.ndtv.com/business/minimum-balance-requirements-in-savings-accounts-sbi-vs-hdfc-bank-vs-icici-bank-3078852
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